Budgeting for Your Move: A Practical Worksheet

Moving budget worksheet
📁 Moving Costs 📅 Mar 9, 2026 💬 0 comments ✍️ MovingCostPlanner

Budgeting for Your Move: A Practical Worksheet

A move involves more than the mover’s bill. Packing supplies, travel, deposits, and extras add up. This worksheet helps you list every cost so you can set a realistic budget and avoid surprises.

Step 1: Estimate Your Mover Cost

Start with the moving company itself. Use our moving cost calculator for a ballpark, then get quotes from at least three movers. Write down your best estimate and add 10–15% for extras like stairs, long carries, or overtime. For more on what can inflate the bill, see our guide on hidden moving costs.

ItemYour Estimate
Base mover quote$__________
Buffer (10–15%)$__________
Mover total$__________

Step 2: Packing Supplies

If you pack yourself, you’ll need boxes, tape, bubble wrap, and possibly furniture pads. A typical 2-bedroom move can use $80–$200 in supplies. Buying from the mover is often more expensive than sourcing your own. For full-service packing costs, see our add-on services guide.

ItemTypical CostYour Estimate
Boxes$50–$150$__________
Tape, wrap, padding$20–$80$__________
Furniture pads (if renting)$20–$50$__________
Supplies total$__________

Step 3: Add-On Services

Disassembly, specialty crating, storage, or full-value protection can add hundreds. List what you need and get prices from your mover.

ServiceTypical CostYour Estimate
Packing (full-service)$400–$1,500+$__________
Storage$50–$150/day$__________
Full-value protection1–2% of shipment value$__________
Specialty items (piano, etc.)Varies$__________
Add-ons total$__________

Step 4: Travel and Temporary Costs

For long-distance moves, factor in your own travel: gas, flights, hotels, meals. If you’re moving into a new home, you may have overlap rent or utility setup fees.

ItemYour Estimate
Gas / flight$__________
Hotels (if needed)$__________
Meals en route$__________
Overlap rent (old + new)$__________
Travel total$__________

Step 5: Deposits and Fees

Moving companies often require a deposit to secure your date. You may also pay application fees, utility deposits, or pet deposits at your new place.

ItemTypical CostYour Estimate
Mover deposit$50–$200+$__________
Rental application / security depositVaries$__________
Utility depositsVaries$__________
Deposits total$__________

For more on when and how much to expect, read our guide on moving deposit and payment.

Step 6: Contingency

Add 10–15% of your total as a cushion for things you didn’t plan for. This is standard practice for any major expense.

CategoryAmount
Subtotal (add all above)$__________
Contingency (10–15%)$__________
Total budget$__________

Step 7: Track Actual Spending

As you move, record what you actually spend in each category. Compare it to your estimate. This helps you adjust on the fly and gives you a better template for future moves.

Ways to Cut Costs

If your total feels high, consider:

Tax Considerations

If you’re relocating for work, some moving expenses may be tax-deductible. See our article on tax deductions for moving expenses to see if you qualify.

Summary

Budget for the mover, supplies, add-ons, travel, deposits, and a contingency. Use this worksheet to list each cost and add a buffer. Tracking actual spending helps you stay on budget and plan better for next time.

Frequently Asked Questions

How much should I budget for a move?

Plan for the mover’s quote plus 10–15% for extras, plus supplies, travel, deposits, and a 10–15% contingency. A 2-bedroom local move often runs $700–$1,500 all-in; long-distance can be $2,500–$5,000 or more.

What costs do people forget when moving?

Common forgotten costs include packing supplies, mover deposit, travel expenses, overlap rent, utility deposits, and contingency for surprise fees like stairs or long carries.

Should I add a contingency to my moving budget?

Yes. Add 10–15% for unexpected costs. Moves often have extras that weren’t in the original quote.

How can I reduce my moving budget?

Move mid-week and mid-month, pack yourself, get free boxes, compare quotes, and skip add-ons you don’t need. See our saving money tips for a full list.